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Wine Country Home & Loan Team- Knowing The Players
Buying a new home is literally a team sport since there are so many tasks, important timelines, documents and responsibilities that all need special care and attention. Besides working with a...
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Santa Rosa HOA Hurdles to be Aware Of
A Home Owner Association (HOA) can have a huge impact on your life when you buy a home in a PUD (Planned Unit Development) or Condominium Project. According to Wikipedia: A homeowners’ association...
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Wine Country First Mortgage FAQ: Determining Value From Blueprints
It’s obviously easier to picture the process of estimating value on an existing property in a neighborhood that has a history of home sales, but the task of determining the value on new construction...
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Wine Country First Mortgage Lingo
What the heck are they talking about? Many borrowers go through the closing process in a haze, nodding, smiling, and signing through a bunch of noise that sounds like Greek. Even though you may have...
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Wine Country First Mortgage Tip: Document Cash-to-Close
Providing proper asset documentation and the actual source of the funds is a critical element of the loan closing process. There’s nothing worse in a real estate purchase than making it all the way...
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First Home in Santa Rosa or Napa CA? Here’s a Checklist
Getting a new mortgage for a First-Time Home Buyer can be a little overwhelming with all of the important details, guidelines and potential speed bumps. It should be fun shopping for homes for sale in...
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Understanding the Santa Rosa or Napa CA FHA Mortgage Insurance Premium (MIP)
* Disclaimer – all information in this article is accurate as of the date this article was written * Rules are changing constantly, so please call Elise Groves at 707.546.0440 to double-checked. The...
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Renting vs Buying A Home
Buying a home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we’ve found that most home...
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Buying A Santa Rosa House? What’s Earnest Money?
Hey, I gave my real estate agent a $5000 Earnest Money Deposit check… Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets...
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Your First Mortgage Approval: What Your Agent Needs To Know
While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to...
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